:root{--navy:#172845;--navy2:#263c5b;--blue:#456fca;--orange:#ed783b;--paper:#fbf9f5;--cream:#f1eadf;--ink:#202e42;--muted:#586579;--line:#dfe4eb;--mint:#c5e5dc;--white:#fff}
    *{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.55 -apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif}a{color:inherit;text-decoration:none}button,input{font:inherit}button{cursor:pointer}.wrap{max-width:1200px;margin:auto;padding:0 32px}.eyebrow{font-size:12px;letter-spacing:.14em;text-transform:uppercase;font-weight:800;color:var(--blue)}.serif{font-family:Georgia,"Times New Roman",serif;font-weight:400;font-style:italic}
    .prototype{background:#eff2f6;color:#43546d;padding:7px 32px;text-align:center;font-size:12px;letter-spacing:.04em}.header{background:rgba(251,249,245,.97);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}.nav{display:flex;align-items:center;gap:28px;min-height:83px}.brand{display:flex;align-items:center;margin-right:auto}.brand img{display:block;width:230px;height:auto}.links{display:flex;gap:26px;align-items:center;font-size:14px;font-weight:650}.links a:hover,.textlink:hover{color:var(--blue)}.pill,.button{border-radius:999px;display:inline-flex;justify-content:center;align-items:center;gap:12px;font-weight:750;transition:transform .2s,box-shadow .2s}.pill{background:var(--navy);color:#fff;padding:13px 21px;font-size:13px}.button{background:var(--orange);color:#172845;padding:17px 27px;border:0;box-shadow:0 9px 23px #ed783b30}.button:hover,.pill:hover{transform:translateY(-2px)}.menu{display:none}
    .hero{overflow:hidden;background:radial-gradient(circle at 84% 16%,#e4ecf8 0,transparent 28%),var(--paper);padding:64px 0 75px}.hero-grid{display:grid;grid-template-columns:1.06fr .94fr;gap:55px;align-items:center}.hero h1{font-size:clamp(48px,5.2vw,77px);line-height:1.07;letter-spacing:-.055em;color:var(--navy);margin:0 0 23px}.hero h1 .serif{color:var(--orange)}.lede{font-size:19px;color:#4a5c74;max-width:520px;line-height:1.58}.hero-actions{display:flex;align-items:center;gap:25px;margin-top:31px}.textlink{font-size:14px;font-weight:750;border-bottom:1px solid #9aabc0;padding-bottom:3px}.micro{margin-top:23px;color:#586b81;font-size:13px}.micro b{color:var(--navy)}
    .tool{background:#fff;border:1px solid #dfe4eb;border-radius:26px;padding:26px;box-shadow:0 25px 75px #1b35501c;position:relative}.tool:before{content:"";position:absolute;z-index:-1;inset:20px -17px -19px 20px;border:1px solid #b8c9e5;border-radius:26px;transform:rotate(3deg)}.tool-head{display:flex;align-items:center;gap:10px;margin-bottom:19px}.tool-symbol{background:var(--mint);color:var(--navy);display:grid;place-items:center;width:37px;height:37px;border-radius:11px;font-size:21px}.tool-head strong{font-size:17px}.tool-head span:last-child{font-size:11px;color:var(--muted);display:block}.tabs{display:grid;grid-template-columns:1fr 1fr;gap:4px;background:#f0f3f7;padding:4px;border-radius:13px;margin-bottom:22px}.tabs button{border:0;border-radius:10px;background:none;padding:11px 8px;font-size:13px;font-weight:750;color:#5d6d80}.tabs button.active{background:#fff;color:var(--navy);box-shadow:0 2px 8px #17284516}.tool-copy{background:#f7f9fc;border:1px solid var(--line);border-radius:14px;padding:18px 19px;min-height:125px}.tool-copy strong{color:var(--navy);font-size:16px}.tool-copy p{color:var(--muted);font-size:13px;margin:7px 0 0}.tool .button{width:100%;margin-top:17px}.tool-foot{text-align:center;color:#68788b;font-size:12px;margin-top:13px}.tool .assurance-only,.tool .mutuelle-only{display:block}.tool.mutuelle .assurance-only{display:none}.tool:not(.mutuelle) .mutuelle-only{display:none}
    .proof{border-block:1px solid var(--line);background:#fff}.proof-grid{display:grid;grid-template-columns:repeat(3,1fr)}.proof-item{padding:29px 28px;border-right:1px solid var(--line)}.proof-item:last-child{border:0}.proof-item b{display:block;color:var(--navy);font:italic 39px/1 Georgia,serif;letter-spacing:-.035em}.proof-item span{display:block;color:var(--ink);font-size:14px;font-weight:760;margin-top:8px}.proof-item small{display:block;color:var(--muted);font-size:12px;margin-top:4px}.proof-item a{color:var(--blue);text-decoration:underline;text-underline-offset:3px}.proof-note{font-size:11px;color:#68788b;border-top:1px solid var(--line);padding:9px 28px 11px}
    section{padding:104px 0}.section-head{display:flex;justify-content:space-between;gap:30px;align-items:end;margin-bottom:35px}.section-head h2{font-size:clamp(36px,4vw,57px);line-height:1.13;letter-spacing:-.045em;color:var(--navy);margin:12px 0 0}.section-head p{max-width:330px;color:var(--muted)}.choice{background:#fff}.cards{display:grid;grid-template-columns:repeat(2,1fr);gap:19px}.card{border:1px solid var(--line);border-radius:22px;padding:35px;min-height:312px;position:relative;overflow:hidden}.card .number{color:var(--blue);font-size:13px;font-weight:800;letter-spacing:.14em}.card h3{font-size:31px;letter-spacing:-.035em;margin:22px 0 10px;color:var(--navy)}.card p{max-width:340px;color:var(--muted)}.card a{position:absolute;bottom:33px;font-weight:800;color:var(--blue);font-size:14px}.card .orb{position:absolute;width:170px;height:170px;border-radius:50%;right:-42px;top:28px;background:radial-gradient(circle at 30% 30%,#f3ca9a,#ed783b)}.card.health .orb{background:radial-gradient(circle at 30% 30%,#d8f2e9,#7ec7ad)}
    .method{background:var(--navy);color:#fff}.method .eyebrow{color:#b4c9ed}.method .section-head h2{color:#fff}.method .section-head p{color:#c5d2e5}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.step{border-top:1px solid #71819d;padding-top:24px}.step .n{font:italic 45px Georgia,serif;color:#ffad79}.step h3{font-size:20px;margin:18px 0 8px}.step p{color:#c6d0e0;font-size:14px;max-width:300px}
    .guide-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:20px}.feature-guide{background:var(--cream);border-radius:22px;padding:39px;min-height:330px;display:flex;flex-direction:column;justify-content:space-between}.guide-tag{font-size:12px;letter-spacing:.12em;text-transform:uppercase;font-weight:800;color:#8b5538}.feature-guide h3{font:italic 39px/1.12 Georgia,serif;letter-spacing:-.03em;margin:10px 0;color:var(--navy);max-width:460px}.feature-guide a,.simple-guide a{font-size:14px;font-weight:800;color:var(--blue)}.guide-list{display:grid;gap:17px}.simple-guide{border:1px solid var(--line);border-radius:18px;padding:27px;background:#fff}.simple-guide h3{margin:8px 0 11px;font-size:20px;color:var(--navy)}.simple-guide p{font-size:13px;color:var(--muted);margin:0 0 12px}.articles-head{display:flex;justify-content:space-between;align-items:end;gap:20px;margin:50px 0 18px}.articles-head h3{font-size:27px;color:var(--navy);letter-spacing:-.03em;margin:0}.articles-head a,.all-guides{font-size:14px;font-weight:800;color:var(--blue);text-decoration:underline;text-underline-offset:3px}.article-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.article-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px;min-height:175px;display:flex;flex-direction:column}.article-card h4{color:var(--navy);font-size:18px;line-height:1.25;margin:12px 0 20px}.article-card a{margin-top:auto;color:var(--blue);font-size:13px;font-weight:800}.all-guides{display:inline-block;margin-top:25px}
    .final{padding:80px 0;background:#e9efe9}.final-grid{display:grid;grid-template-columns:1fr auto;gap:30px;align-items:center}.final h2{font-size:45px;letter-spacing:-.04em;color:var(--navy);margin:10px 0}.final p{color:var(--muted);margin:0}.final-actions{display:flex;gap:10px;flex-wrap:wrap}.final-actions .button:last-child{background:var(--navy);color:#fff;box-shadow:none}.footer{background:var(--navy);color:#d6e1ee;padding:37px 0}.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1.35fr 1fr;gap:31px;font-size:13px}.footer strong{display:block;color:#fff;font-size:14px;margin-bottom:12px}.footer-about p{color:#b9cbe0;max-width:240px;margin:0 0 14px}.footer-column a{display:block;color:#d6e1ee;margin:8px 0}.footer a:hover{color:#ffad79}.footer-bottom{border-top:1px solid #4a5e7a;margin-top:30px;padding-top:19px;color:#aebed2;font-size:12px}
    @media(max-width:900px){.footer-grid{grid-template-columns:repeat(2,1fr)}.links,.nav .pill{display:none}.menu{display:block;border:1px solid var(--line);background:#fff;border-radius:10px;padding:8px 12px}.hero-grid,.guide-grid{grid-template-columns:1fr}.hero-grid{gap:40px}.tool{max-width:550px}.hero{padding:44px 0 66px}.proof-grid{grid-template-columns:1fr}.proof-item{border-right:0;border-bottom:1px solid var(--line)}.proof-item:last-child{border-bottom:0}}
    @media(max-width:640px){.footer-grid{grid-template-columns:1fr}.wrap{padding:0 22px}.hero h1{font-size:49px}.lede{font-size:17px}.hero-actions{display:grid;gap:18px}.hero-actions .button{width:100%}.hero-actions .textlink{text-align:center;justify-self:center}.tool{padding:20px}.cards,.steps,.final-grid,.article-cards{grid-template-columns:1fr}.section-head{display:block}.section-head p{margin-top:15px}section{padding:70px 0}.card{min-height:295px}.card .orb{width:125px;height:125px;right:-37px;top:43px}.feature-guide h3{font-size:32px}.final h2{font-size:37px}.final-actions{display:grid}.footer-grid{display:grid}}

.mobile-nav{display:flex;gap:18px;flex-wrap:wrap;padding:16px 32px;background:#fbf9f5;border-bottom:1px solid #dfe4eb;font-size:14px;font-weight:700}.mobile-nav[hidden]{display:none}@media(min-width:901px){.mobile-nav{display:none}}@media(max-width:640px){.mobile-nav{padding:16px 22px;flex-direction:column;gap:12px}}